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Personal Finance · Live demo
Financial Planning South African personal finance toolkit
SA-localised calculators for tax (SARS 2024/25), retirement with Monte Carlo, two-pot withdrawals, goal planning, and loan amortisation. Built for decisions you actually have to make.
What this demonstrates
Personal finance should be quantitative, local, and honest about uncertainty.
Six calculators built on real SARS tables, not US heuristics: brackets, RA s.11F shield, two-pot taxation. 1 000-path Monte Carlo retirement projection with seeded results, same inputs always give the same answer. Vehicle-aware goal planning that compares TFSA vs RA vs discretionary on after-tax outcome. Vanilla JS Inline-SVG fan charts Mulberry32 PRNG Box–Muller
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